Deluxe has always been an industry leader in check security, and eChecks continue to maintain those high standards. To send an eCheck, first you have to go through a rigorous multi-stage security process. We verify that your account is active, that you have access to that bank account and finally, you are who you say you are.
Once we have completed our security process, you use a secure website to access your eCheck account. Delivering the eCheck by email reduces the chance of check fraud that happens mostly in the postal system.
Retrieving the check is also done through our secure website; either as a guest or through a free lockbox account.
And finally, we didn’t forget about the banks! Once the check is printed and taken to the bank for processing, the bank is able to verify that the check has not been altered since it was issued from the eCheck system.
All told, eChecks are more secure than traditional paper checks at every step of the process.