Deluxe is committed to protecting our customers and preventing fraud. Since eChecks were created to provide businesses with a safer and more secure way to send payments, all eCheck accounts must pass strict security protocols before we allow someone the ability to start writing eChecks.
What is the small deposit used for?
One of the ways we verify that you have access to a checking account is by placing a small micro deposit into your checking account. Deluxe deposits a secret amount into your checking account for less than $1. Once you know the amount of the micro deposit, simply log on to the Deluxe eCheck system and provide the amount of the micro deposit. For your security, not even our support agents know the amount of your secret deposit.
Will you take money from my account?
No, we will never take money from your account without your express consent.