If you are receiving an eCheck, Instant Funds* powered by Hyperwallet, is available on qualified checks for a 2.49% convenience fee.
- The convenience fee is deducted from funds transferred to your bank account. You will be notified on the fee amount prior to confirming the transaction.
- For example, if you receive a check for $100 and select our Instant Funds service, you will be charged a $2.49 fee and $97.51 will be transferred to your checking account within 30 minutes.
If you are sending eChecks, eDeposit Services are entirely FREE and eCheck senders will never incur additional fees. Our Instant Funds service is an optional service for eCheck recipients which they can choose to use when they want to access to their funds faster.
*Majority of transactions will be funded within 30 minutes, but it could take up to 2 business days. The funds availability timing for the initial transaction will generally be indicative of future transactions for the account you set up. A small fee will be charged to the eCheck recipient for each eDeposit. Check clearing provided by our partner bank.