Do I have to sign up for a Deluxe Payment Exchange account to use Deposit Services?

Yes. You must have a Deluxe Payment Exchange account to use any of our Deposit Services.

Each Deposit Service requires a Deluxe Payment Exchange Receive Lockbox Account.

Setting up a Deluxe Payment Exchange Receive Lockbox is FREE and can be completed in less than 1 minute. Signing-up requires you to provide limited basic information (e.g. name, email address, phone number, etc.) and to create a password. Want more information on signing up for a Lockbox?

How to sign up for a Deluxe Payment Exchanges Receive Lockbox

* Majority of Instant Funds transactions will be funded within 30 minutes, but it could take up to 24 hours. The funds availability timing for the initial transaction will generally be indicative of future transactions for the account you set up. Direct Deposit transactions will be funded in 1-3 days. Deposit to PayPal transactions will be funded within 30 minutes. A small fee will be charged to the eCheck recipient for each deposit. Check clearing provided by our partner bank..