The requirements are simple. For Instant Funds* powered by Hyperwallet you need the following:
- An eCheck that qualifies for the Instant Funds service
- A debit card associated with a bank in the United States (not a credit card)
- A FREE eCheck Receive Lockbox Account
*Majority of transactions will be funded within 30 minutes, but it could take up to 2 business days. The funds availability timing for the initial transaction will generally be indicative of future transactions for the account you set up. A small fee will be charged to the eCheck recipient for each eDeposit. Check clearing provided by our partner bank.